There are a great many ‘what ifs’ in life.
Questions sometimes too frightening to contemplate an answer; too may unknowns, with none of us certain about what’s going to happen in the future, with possibilities many of us don't necessarily want to consider.
What would happen to my family if something happened to me? Would they be able to keep the house? What about school fees? How would we cope if one of us became ill? What if one of the children became ill? What if I lost my job? What if...?
No amount of financial planning can possibly remove the distress caused by the death of a loved one, the discovery of a serious health issue or by a sudden, unwelcome and unexpected change of circumstances. However, steps can be taken to ensure that appropriate measures are put in place to remove financial pressure in the event of a catastrophe, making sure that financial concerns are the least of your worries.
English Mutual Financial Planners are trained and able to discuss all of your family protection needs: Life assurance, medical insurance, the use of trusts, school fee protection, critical illness cover, income protection, powers of attorney and family income benefit.
An old saying promises that ‘you can never have too much insurance'. We think perhaps that you can. We advocate regular, balanced reviews of your family protection needs with a qualified Financial Planner to ensure that you understand and appreciate your position in the event of the worst happening and are put in the strongest possible position to make the right decisions.
Our view is that whilst you might be able to have too much insurance, you can never have too much reassurance.
Family protection; it is all about peace of mind.
To discuss your family personal protection needs in detail click here to contact an English Mutual Financial Planner.